Gold IRA Companies in Flower Mound Serve Texas's Largest Town

Gold IRA companies in Flower Mound are working with a municipality that, on paper, doesn't exist the way most people assume. Flower Mound isn't a city. It's a town — incorporated that way on purpose, and at roughly 76,000 residents, the largest municipality in Texas that carries the label "town" instead of "city." No other Texas town clears even a third of that population. The distinction doesn't change how a retirement account gets taxed or transferred, but it says something real about the place: a community that grew to the size of a mid-sized city and kept the small-town label anyway, largely because incorporating as a town let it write its own zoning and development rules early on rather than defaulting to state code built for cities. That same instinct toward control shows up in the household finances. Flower Mound's median household income was $161,235 in 2024, according to Census Bureau data — the highest figure of any Texas city with more than 50,000 residents, ahead of places with far bigger name recognition.

Flower Mound's employer base skews industrial and logistical rather than corporate-campus flashy. CTDI (Communications Test Design, Inc.), MI Windows & Doors, and Texas Health Presbyterian Hospital Flower Mound are the town's largest employers outside the Lewisville Independent School District, each carrying 500 or more local jobs. One correction worth making up front: Likewize, the tech-protection company formerly known as Brightstar, runs a 275,000-square-foot fulfillment center at 350 Lakeside Parkway in Flower Mound that processes an estimated 42 million devices a year and added roughly 500 local jobs when it opened. It is not, despite how often the two get conflated, the company's headquarters — Likewize's global HQ sits a few miles away in neighboring Southlake. The Flower Mound facility is a supply-chain operation, not a corporate office.

Flower Mound spans both Denton and Tarrant counties, and its two ZIP codes track that split closely: 75022 covers most of the town and runs almost entirely through Denton County, while 75028 picks up the town's southeastern edge. Bridlewood, a gated golf-course community built around its own equestrian center, holds more than 1,200 homes priced roughly $650,000 to $1.75 million. Wellington is the town's largest neighborhood by home count — over 2,400 — and its most middle-of-the-market, running $500,000 to $1 million with an extensive trail system threading through it. Lakeside DFW, built on the shoreline of Lake Grapevine, trades the acreage of the other two for walkability — restaurants, shops, and upper-story residences with lake views, priced $450,000 to $900,000. Zillow put the town's typical home value at $603,403 in 2026, a number that sits closer to Wellington's range than to Bridlewood's, which means a Bridlewood household is often carrying more home equity relative to the town average than its neighbors a few miles south.

Flower Mound's town council voted in June 2025 to raise its residential homestead exemption from 12.5% to 20%, the maximum allowed under Texas law, and the fiscal year 2026-27 budget keeps it there alongside a separate $150,000 exemption for homeowners 65 and older or with a qualifying disability. The town's own property tax rate runs $0.387277 per $100 of assessed value — before Denton or Tarrant County, Lewisville ISD, and any other overlapping district add their own rates on top. Texas charges no state income tax on any retirement distribution, gold IRA included, so for a Flower Mound household the entire state-level tax conversation runs through property tax rather than a blended income-and-property picture. On the storage side, Texas runs the only state-administered depository for IRA-owned metal in the country: the Texas Bullion Depository in Leander, about 30 miles northwest of Austin, became IRS-approved in 2025 under operator Lone Star Tangible Assets and custodian Equity Trust Company. Most custodians still default to Delaware or Utah unless a client asks for the in-state option by name.

Get the full first-year fee schedule in writing — setup, annual custodian, storage, and the markup over spot on the metal — from at least three companies before signing with any of them. Confirm whether a specific address falls under Denton or Tarrant County, since that determines which appraisal district handles the paperwork trail even though the town's own tax rate stays the same either side of the line. Ask directly whether the custodian defaults to the Texas Bullion Depository or ships out of state. And if the rollover is coming out of a CTDI, MI Windows & Doors, Likewize, or hospital-system plan, have the plan name and administrator on hand before calling. A town that built its own reputation on keeping tight control of its zoning and its own tax rate rewards the same instinct applied to a retirement account.